Aloi Credit Profile Application

Terms and Conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS APP.

1. INTRODUCTION:

This page sets out the terms and conditions of use (“Terms of Use”) under which you may use Aloi Private Limited App (the “App”)and any other inbound or outbound linked or affiliated pages offered by Aloi Private Limited, its affiliates, successors, and permitted assigns (collectively the “Company” as further defined below) and the Services (defined below) provided to the company’s user/registrants. By accessing or using the App, you accept and agree to be bound, without limitation or qualification or reservation, by these Terms of Use. We reserve the right to modify or revise these Terms of Use at any time, at our sole discretion,and will inform you of any updates before you are able to access the App. If you choose to access or use the App, then you are bound by any such modification or revision on these Terms of Use. You are requested to  visit this page periodically to review the modifications and updates on Terms of Use. 

Please carefully read the Terms of Use  before accessing any material, information, or utilizing Services provided by the App. If you use the Services provided by the Company or visit our website ‘www.aloi.global,’ any other inbound or outbound linked pages, content, or use the App, it will be considered that you have provided your absolute, irrevocable, and unconditional consent to abide by these Terms of Use and you agree to be legally bound by all terms and conditions mentioned in this Terms of Use.Furthermore, you acknowledge and consent to the collection and use of information you may provide and activities you may perform in our website and the App , if any, as described in these Terms of Service. 

If you are not of legal age to form a binding contract with the Company, or incapable to enter into a binding contractual relationship in any other manner, you may not use the Services further and we urge you to stop exploring this website/app any further. You also represent that you are not ineligible to receive the Services provided by us under any and all applicable laws. The Company reserves the sole and absolute right to refuse new users from accessing the Platform or utilizing Services or to terminate existing users’ access at any time.

If you are accepting these Terms of Use  on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind such entity to these terms and conditions, in which case the terms “you” or “your” (as defined below) will refer to such entity. You must not accept this agreement and may not use the services if you do not have such authority or if you do not agree with these terms and conditions.

If you do not accept the Terms of Use, you may not use the Services. Continued use of this app indicates your acceptance of these terms.

2. Definitions 

  1. “Company”: ALOI PRIVATE LIMITED, its affiliates, successors, and permitted assigns including but not limited to its agents, officers, directors, consultants, and employees.
  2. “Service(s)”: Any software, information, data, or service whether provided directly by Company or through its affiliates, successors, or permitted assignments to any user/registrant.
  3. “Terms of Use”/“Agreement”: This document and any terms or conditions listed within.
  4. “User/Registrant”: Any individual or entity who uses Services whether digital or offline and/or any person or entity authorized by Company to use the Services through login credentials.
  5. “You” or “Your”: Any User/Registrant whether an individual or entity who may be bound by the terms of this Agreement. 

3. Acceptance of Terms

The Company possesses, owns, controls, operates, and/or manages certain electronic data stored or hosted in a data server that is accessible through it; without limiting the generality of the foregoing, the Company clarifies that the Company includes the data server, associated media, and “online” or electronic documentation, as well as all such software and materials that the Company provides to its clients for accessing the database in an effective and efficient manner. The Company reserves the right to add, modify, or remove any of the Services it provides at any time and without notice.

Anyone who uses Aloi’s Services or simply uses the App agrees that they have read, understood, and agreed to be bound by these Terms of Use, as well as all other policies, conditions, and guidelines incorporated by reference in this document, including the Company’s Privacy Policy, which can be found on the Privacy Policy page.

4. Changes in Terms of Use

The Company reserves the right to change any condition in these Terms of Use, including other policies, conditions, and guidelines governing the Service, at any time and without notice to you. You are required to review such changes on a regular basis and to visit the home page to view the most recent Terms of Use. It is your responsibility to check these Terms of Service for changes on a regular basis.

Your continued use of the Services following any change to these Terms of Use and/or changes made to the Service will be deemed your acceptance of such changes.

5. Ownership of data on platform

All data, whether automatically collected while using the Company Service including forms that could be filled while visiting the app or provided by you with the intent to use the service, including all communication with the Company, including its employees, officers, and associated third parties, will be the sole property of the Company.

Discontinuation of Services, whether by you or by Company, whether after use or due to disagreement with any conditions or changes in this agreement, will result in no change in data ownership, and the data thus collected will remain the sole property of Company.

6. Grant of non-exclusive license 

Aloi hereby grants a non-exclusive, non-sublicensable, and/or limited license to access the Company for your personal use only.

You agree not to claim ownership or rights to the Company, including any data or content generated by it. You shall have no right, title, or interest in the Company other than the License to access it.

7. Indemnification 

You agree to indemnify, defend, and hold the Company  harmless from and against any and all losses, liabilities, claims, damages, demands, costs, and expenses (including legal fees and disbursements in connection with the use of Services and interest chargeable thereon) asserted against or incurred by the Company that arise out of, result from, or may be payable by virtue of any breach or non-performance of any representation, warranty, covenant, or agreement made or obligation to be performed by you pursuant to these Terms of Use.

Furthermore, you agree to hold the Company  harmless from any third-party claims arising out of or in connection with your use of the  app and its Services, your material causing damage to a third party, your violation of the Terms of Use, or your violation of any other person’s rights, including intellectual property rights.

8. Confidentiality 

For the purposes of these Terms of Service, “Confidential Information” is defined as written business information, strategies, technical data, information, and other proprietary information of the Company relating to the Company’s product or process that is not disclosed to the public in the ordinary course of business and may or may not be marked as “Confidential Information.”

You agree and covenant to keep all information that you gain access to and/or possess as a result of using our app or Services confidential. Such confidential information shall include, without limitation, technical, contractual, product, pricing, and other valuable information that should be reasonably understood to be confidential.

You hereby agree to use the same degree of care that you use to protect your own confidential information in protecting the Confidential Information and will not use the Confidential Information except for its intended use and will not disclose said Confidential Information to third parties except with the written permission of Aloi or as otherwise required by law. The Company  owns and will continue to own said Confidential Information, and upon termination of your subscription to the Company, you will return any Confidential Information back to the Company.

9. Intellectual property rights

Except as expressly permitted in this Agreement, you may not use the license provided by the Company or the data or content originated by the Company in any form without the prior written consent and approval of the authorized representative of Aloi Private Limited.

You agree and acknowledge that nothing contained in this agreement grants you any right, title, or interest in Aloi.

You agree to use the Services only for the purposes permitted by these Terms of Service and in accordance with any applicable law, general accepted practices, or guidelines of the relevant jurisdictions.

You agree not to access (or attempt to access) the app or the Company’s Services through any means other than the Aloi’s interface.You shall NOT use any deep-link, robot, spider, or other automatic device, program, algorithm, or methodology, or any similar or equivalent manual process, to access, acquire, copy, or monitor any portion of the  app or content, or in any way reproduce or circumvent the app’s or any content’s navigational structure or presentation, to obtain or attempt to obtain any materials, documents, or information through any means other than those specifically made available through the app.

All electronic communications and content presented and/or passed to you, including that presented and/or passed through remote access connections, may be monitored, examined, saved, read, transcribed, stored, or retransmitted in the course of daily operations by any duly authorized employee or agent of the Company acting in the course of their duties, or by law enforcement authorities assisting the Company in investigating possible contravention/noncompliance with applicable laws. Automated methods can be used to examine electronic communications and content. Furthermore,  the Company reserves the right to remove from the app, at its sole discretion, any electronic communications or content deemed to be in violation of the Company’s policies and procedures.

You hereby further confirm that you will NOT do any of the following:

  1. Copy, display, reproduce, duplicate, transfer, adapt, modify, publish, or distribute (electronically or otherwise), except for the purpose of using the Company, any documentation, or data contained in the Company in any way;
  2. Modify, translate, or create derivative works from the information gathered and presented in the Company;
  3. The Company owns and controls its app including all text, graphics, user interfaces, visual interfaces, computer code, and data/information on the app.
  4. The app displays trademarks, logos that are the property of the Company. You may not use the marks without the prior permission of the Company.

10. Proprietary rights 

Any content (data, articles and publications) published on the app is the property of Aloi and is protected by copyright and other intellectual property laws in Nepal and internationally. You acknowledge that the following content (data, articles, and publications) is proprietary to Aloi: (a) works of original authorship, including compiled content containing the Company’s and/or its licensors’ selection, arrangement, coordination, and expression of such content or preexisting material it has created, gathered, or assembled, and (b) information created, developed, and maintained at great expense of time and money by the Company or its licensors.

11. Disclaimer of warranties and liabilities 

The Company will not be liable for any loss you may sustain as a result of unauthorized use of your Account or Account information in connection with the app or any Services, whether with or without your knowledge.

The Company has made every effort to ensure that all of the information on the app is correct; however, the Company makes no warranties or representations about the quality, accuracy, or completeness of any data, information, or Service. The Company shall not be liable for any delay or inability to use the Platform or related functionalities, or for any failure to provide functionalities, or for any information, software, functionalities, and related graphics obtained through the app, or otherwise arising out of the use of the app, whether based on contract, tort, negligence, strict liability, or otherwise. Furthermore, the Company shall not be held liable for the app’s unavailability during periodic maintenance operations or any unplanned suspension of access to the app that may occur due to technical reasons or for any reason beyond the Company’s control. The Company accepts no liability for any errors or omissions in any information provided to you, whether on its own behalf or on behalf of third parties.

Any material or data downloaded or otherwise obtained through the app is done at your own risk and discretion. You will be solely liable for any damage to your computer system or other device, as well as any data loss, that results from the download of any such material or data.

12. Limitations of liability

In no event shall the Company be liable for any indirect, special, incidental, consequential, or punitive damages arising out of or related to the use of the Company’s website or App, including but not limited to loss of profits, data, or business interruption, regardless of whether such damages are based in contract, tort (including negligence), strict liability, or any other legal theory, even if the Company has been advised of the possibility of such damages.

13. Termination  

The Terms of Use will remain in effect until either you or the Company terminates them as set forth below. If you want to end your relationship with Aloi, you can do so by not using its app. Aloi may terminate the Terms of Use with you at any time, at its sole discretion, with or without notice, if: 

You breach any of the provisions of the Terms of Use, the Privacy Policy, or any other terms, conditions, or policies that may be applicable to you from time to time (or have acted in a manner that clearly shows that you do not intend to, or are unable to, comply with the same), or if any misconduct on your part is detected.

The warranty disclaimers, liability limitations, indemnities, and governing law provisions stated in these Terms of Use will survive termination of the Terms of Use.

14. Notices 

The Company may send you notices and communications via email, telephone, or any other means deemed appropriate by the Company to the last address you provided. Notices under the Terms of Use may be given to the Company in writing by handing them over or mailing them to the Company’s address listed on the various social media. The Company may, but is not obligated to, act on notices and instructions provided by you to the Company via email, telephone, or any other means deemed appropriate by the Company.

This is the terms and conditions that will be applicable to all the users that will be connected with the Company directly or indirectly.