28Nov2022
Vacancy for Senior/Mid .NET Developer 

Contacts

Singapore

Kathmandu, Nepal

hello@aloi.global

+9779849425041

Last-Mile Responsible Finance

Green micro-entrepreneur financing platform using blockchain to automatically track business expenditures

Aloi powers for-purpose business micro-loans

We are transforming inclusive and green business financing. Through increasing insights into how loans are spent, we help focus business loans on business investment, leading to an increased return. Our SMS user interface works on 100% of phones.

3 simple steps

1

Lenders use Aloi to digitally disburse business loans to borrowers.

2

Borrowers (micro-entrepreneurs) pay accredited vendors for business goods/services.

3

Vendors redeem tokens to cash from Lender (bank transfer/digital wallet/cash)

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Cashless Banking for Microfinance

We enable

Micro-entrepreneurs

access more affordable business capital through Aloi. Informal sector business owners, especially women, usually do not have enough collateral or credit history for adequate financing.

Financial Institutions

use us as a digital loan tracking system. Banks and microfinance institutions can increase the productivity of their retail loans through real-time monitoring

Wholesale Lenders

have a scalable platform to deliver investments while cutting management and monitoring costs considerably

Vendors

receive guaranteed payment and increased marketing towards their customers

For financial institutions

Less physical visits & costs
Alternative credit score data

For micro-entrepreneurs

Helping the "missing middle"
Credit data interoperable with different banks

For vendors

Guaranteed payment
Direct marketing
More credit score data for loans 

Benefits

We help reduce over-borrowing for consumption instead of productive assets.
 
Often new loans are only used to repay old loans, instead of growing businesses, causing a negative loan cycle. 
 
Most current solutions offer digitally disbursed loans, which can still be encashed and used only for consumption.
 
Aloi is a digital pioneer in providing a last-mile solution focused on increasing responsible financing. 

Works on 100% of phones

SMS or offline app user interface

Combine public and private financing

to build local ecosystems

Reduce costs

through automatic monitoring

Secured by blockchain

complete traceability

2000
+

ENTREPRENEURS

400
+

PARTNERS

1500
+

VENDORS

US$
3900
K

Loans

Testimonials

Our Supporters

Latest News

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