Our digital tokens are kept within a network of vetted vendors. Microentrepreneurs receive digital token loans and can choose where, when, and how much to spend their loan. We have an SMS system and offline app information which operates through SMS. We also have an IVR system, to answer frequently asked questions, provide basic information, and record onboarding information.

A trustworthy transaction record is automatically generated without the need for detailed manual monitoring and evaluation. An online database and visualization dashboard is accessible from any internet-connected device. In the future, blockchain-based smart contracts will be used to ensure smooth implementation of reimbursements, incentives, subsidies, or other types of program design.