01Jul2022
Vacancy for Senior/Mid .NET Developer 

Contacts

Kathmandu, Nepal

hello@aloi.global

+9779849425041

Let us explain more with this video

Aloi Digital Tokens

How does our technology work?

Aloi is a software that monitors the end-use of informal sector micro-business loans. Through increasing insights into where and how loans are spent, we help focus business loans on business, leading to increased investment and subsequent return on investment. Financial institutions use Aloi to disburse digital token loans to micro-entrepreneurs. The loans can only be spent within an ecosystem of accredited vendors (e.g. livestock loans only for livestock vendors). 

To increase inclusivity, our user interface is through SMS and does not require mobile internet or smartphones. This means our software is usable on 100% of phones, without the need for version updates. We increase responsible financial access for micro-entrepreneurs.

Similar to an automatic audit, agripreneurs gain more access to more/larger loans through conditional loans, which is especially helpful to the “missing middle” of micro-enterprise financing. We also help agripreneurs grow their credit history. As our data is interoperable with different financial institutions, this leads to more choices for future loans. 

We are powered by the hyperledger blockchain to increase security, transparency, and the possibility of smart contract integration in the future. 

Aloi Digital Tokens

We currently have 2 digital loan products

1. ReGrow

Agriculture product specially designed for first-time digital financial service users

Connecting users to financing and vendors with microloans issued in digital tokens.

Building trust between lenders and borrowers. Lenders can know exactly where, when, and how the funding has been spent. Borrowers are in a position of market power to demand better services from vendors.

We have partnered with National Microfinance Laghubitta Bittiya Sanstha Limited (formerly, Mahila Sahayatra Laghubitta Bittiya Sanstha), Brihat Multipurpose Cooperative Society Limited, and Laxmi Mahila Savings and Credit Cooperative for this product.

2. BijuliPower

Providing high-quality public transportation powered by electric vehicles in Kathmandu. Starting with the iconic safa tempo, or electric minibus.

Safa tempos have been providing public transportation services for 20 years in Kathmandu, with the majority-owned and operated by women. With over 700 safa tempos, we are a green city pioneer.

We aim to continue this legacy by helping safa tempo owners continually update their technology by having access to affordable finance.

We have partnered with Standard Chartered Bank Nepal, National Microfinance Laghubitta Bittiya Sanstha Limited (formerly, Mahila Sahayatra Laghubitta Bittiya Sanstha), Subidha Saving & Credit Cooperative Limited, Yeti Saving & Credit Cooperative Society Limited, and Hamro Sunaulo Saving and Credit Cooperative Limited for this product.

To find out more about how to book a renewable energy power minibus with us, please visit Bijulipower

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