Aloi powers for-purpose business micro-loans
We are transforming inclusive and green business financing. Through increasing insights into how loans are spent, we help focus business loans on business investment, leading to an increased return. Our SMS user interface works on 100% of phones.
3 simple steps
Lenders use Aloi to digitally disburse business loans to borrowers.
Borrowers (micro-entrepreneurs) pay accredited vendors for business goods/services.
Vendors redeem tokens to cash from Lender (bank transfer/digital wallet/cash)
Cashless Banking for Microfinance
access more affordable business capital through Aloi. Informal sector business owners, especially women, usually do not have enough collateral or credit history for adequate financing.
use us as a digital loan tracking system. Banks and microfinance institutions can increase the productivity of their retail loans through real-time monitoring
have a scalable platform to deliver investments while cutting management and monitoring costs considerably
receive guaranteed payment and increased marketing towards their customers
Combine public and private financing
to build local ecosystems